How to get approved for a Credit Card?

I don't have bad credit, I just don't have any! I've been living in Italy from when I was 18 years old until 23. I have now returned to the States and would like to get a credit card, but every where I go I get denied. I have a checking account at Bank of America and have used it throughout the years while i was in Italy as well. They can see that I am not dead and have movement in my account. Should I try applying with them first? Any suggestions???



Answer on How to get approved for a Credit Card?



"I have a checking account at Bank of America" This doesn't show on your credit report and can't help get credit with other lenders. BOA can see this information and may be able to help. Get a secured credit card with them and pay in full and on time every month. After a year or so, they may extend you a true line of credit.

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